Commercial General Liability

AGPOM's General Liability Facility supports member needs with:

  • Dedication of A+ XV rated insurance carriers.
  • Attractive premium rates.
  • Specialized underwriting knowledge of a wide range of exposures.
  • Expert loss control engineers with decades of relevant training.
  • Aggressive claims professionals who work diligently to protect member interests.
  • Flexibility to manuscript unique coverage.

Plan Summary

Limits of Liability

 $1,000,000 Each Occurrence, Bodily Injury, Property Damage, Personal and Advertising Injury
 $2,000,000 General Aggregate, per location Bodily Injury, Property Damage, Personal and Advertising Injury
 $1,000,000 Products / Completed Operations Aggregate
 $1,000,000 Hired and Non-Owned Auto Liability
 $50,000 Fire Damage Legal Liability
 $5,000 Medical Payments
 $1,000,000 Employee Benefits Liability, each occurrence
 $2,000,000 Employee Benefits Liability, aggregate
 $1,000,000 Employers Liability - Stop Gap Coverage (Monopolistic States)
   
Options:  
 $1,000,000 Employment Practices Liability
 $1,000,000 Directors and Officers Liability

Form

Commercial General Liability using ISO GL 00 01 10 01 Occurrence Form

Available Enhancement

  • Green Indoor Environment Coverage
  • Green Reputation Coverage
  • Automatic Coverage For Property Manager
  • General Aggregate limits apply per location
  • Hired Auto and Non-Owned Auto Liability
  • Employee Benefits Liability - Claims Made Coverage
  • Apartments: Liability for Loss or Damage to Tenants' Autos
  • Coverage for Sudden and Accidental Pollution
  • Additional Insured - Mortgagee, Assignee or Receiver
  • Additional Insured - State or Political Subdivisions
  • Additional Insured - Condominium Unit Owners
  • Additional Insured - Managers or Lessors of Premises
  • Definition of Bodily Injury to Include Mental Anguish
  • Broad Form Named Insured

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